We can plan for some of the events in our lives. Yet, we will inevitably be faced with unexpected changes. Retirement planning can be affected by several things, such as: a change of employer, a lay-off, a spouse entering or leaving the workforce, or a disability. Advisors who specialize in providing well-designed choices for all the various changes you may face can be an invaluable resource as you construct, or reconstruct, your retirement plan.

It can be 5, 10, 15 years into the future, or right around the corner. With the right plan and resources in place, your retirement can be a seamless transition from a working career into a time of leisure, travel, and simply enjoying having freedom over your day.